Garage & Auto Dealers
Customized Garage & Auto Dealers Solutions
Contract Binding and Brokerage
Our Garage & Auto Dealers division is extensive, targeting a wide variety of classes to meet the needs of our agents and their clients.
Garage and Auto Dealers authority is available for agents who have specialized knowledge of underwriting and rating, the ability and desire to service the policy throughout the year, and take a proactive approach to managing their book of business for these types of risks.
Coverages
- Auto Liability
- General Liability up to $5 million
- Garagekeepers up to $5 million
- Dealers Physical Damage up to $5 million
- Uninsured/Underinsured
- Motorists Coverage
- Personal Injury Protection as required by state
- Medical Payments – Auto and Premises
- Personal and Advertising Injury
- Damage to Premises Rented to You
- Acts, Errors & Omissions Coverage
- Liability
Garage Coverage Form
- Auto Liability: up to $1,000,000
- Other Than Auto Liability: up to $1,000,000
- Damage to Rented Premises: up to $300,000
- Other Than Auto Liability Aggregate: up to $3,000,000
- Broadened Coverage – Garage: up to $1,000,000
- Personal Injury Liability: up to $1,000,000
Auto Dealers Coverage Form and Garage Coverage Form
- Locations & Operations Medical Pay: up to $5,000
- Auto Medical Payments: up to $5,000
- Hired Auto Liability: up to $1,000,000
- Broad Form Products: up to $1,000,000
- Additional Insureds: up to $1,000,000
- Waiver of Subrogation – “Owner of Premises”:
- Uninsured / Underinsured Motorists: up to $1,000,000
- Garage Keepers: up to $1,000,000
- Per Vehicle Limit: up to $300,000
State Availability
- Garage Liability Coverage is written in all states excluding West Virginia and the District of Columbia
- Dealers Liability Coverage is written in the following states: AL, AK, AZ, AR, CA, CO, FL, GA, ID, IN, IA, LA, MS, MO, MT, NE, NM, OH, OK, OR, PA, SC, SD, TN, TX, UT, VT, VA, WI, WY
Garage Operations Target Classes
- Alarm And Stereo Installation
- Auto Maintenance And Repair
- Auto Storage, Parking Lots, Garages
- Body Shops And Painting
- Car Washes And Detailers
- Contractors Equipment Repair
- Emergency Vehicle Repair
- Farm Equipment Repair
- Golf Cart Repair
- Heavy Truck Repair
- Impound Yards
- Mobile Auto Repair Service
- Motorcycle Repair
- Non-licensed Vehicle Repair
- Trailer Repair
- Upholstery
- Valet Parking
- Windshield Installation/Repair
- Window Tinting/Auto Body Wrapping
Auto Dealers Target Classes
- Antique Auto Dealers
- Consignment Sales
- Contractor’s Equipment Dealers
- Farm Equipment Dealers
- Golf Cart Dealers
- Heavy Truck Dealers
- Motorcycle Dealers
- Non-licensed Vehicle Dealers
- Recreational Vehicle Dealers
- Auto Dealers
- Semi-trailer Dealers
- Wholesale, Broker Or Internet Auto Dealers
