Umbrella/Excess Liability

Century Insurance Group is proud of the over 20 years of continuous service provided to agency partners and insurance customers across the country. In a marketplace that has seen companies come and go, what gives Century staying power is the operating philosophy clearly stated in the company's mission statement.
Here are just a few of the many eligible classes:
  • Apartments, Condominiums or Townhomes
  • Hotels or Motels
  • Dwellings - Lessor's Risk Only
  • Restaurants, Bars or Taverns
  • Farms with or without Livestock
  • Schools - Trade or Vocational
  • Pool Halls or Bingo Halls
  • Bed and Breakfasts
  • Convenience Stores or Stores
  • Artisan Contractors*
  • Lessor's Risk
  • Roofing - Commercial* ($1M Max. Limit)
  • Plastic or Rubber Goods Manufacturing
*These classes may be limited in the state of New York
  • Mercantile Risk
  • Warehouses
  • Beverage Distributors
  • Automobile Repair or Service Shops
  • Land or Vacant Land
  • Machinery or Equipment Dealers
  • Medical Offices
  • Auctioneers
  • Welding or Cutting*
  • Buildings or Premises - Bank
  • Real Estate Property Managed
  • Landscaping
  • Beauty Shops, Nail Salons
  • Campgrounds


$5,000,000 Umbrella/Follow Form Excess

Target Market:

Accounts purchasing $15,000,000 or less in excess capacity

Underlying Limits Required:
  • Automobile Liability $1,000,000 CSL
  • General Liability $1,000,000/$2,000,000 (Each Occurrence/General Aggregate)
  • Employer's Liability $500,000/$500,000/$500,000 (Each Accident/Each Employee/Policy Limit)
Underlying carriers must have an A.M. Best Rating of A- VII or better.

As low as $1,000 per $1,000,000

Liquor Liability Requirements:
  • Accounts with annual liquor receipts of $500,000 or less
    (liquor receipts being 30% or less of total receipts)
  • States with an ISO liquor liability grade of < 7

Program is not available in the state of Delaware

Contact an Underwriter:
Ryan Wilcox (614) 823-6369

Melissa Clark (614) 543-7426

Antoinette Hardy-Manyfield (614) 839-7526

Tony Modd (614) 543-7389
Umbrella/Excess Liability Brochure