Garage


Our Garage program is extensive, targeting a wide variety of classes to meet the needs of our agents and their clients.

Garage Classes and Coverage Include:
  • New and Used Car Dealers
  • RV Dealers and Repair
  • Auto Body and Paint Shops
  • Full Service Car Washes
  • Wholesaler Auto Dealers/Brokers
  • Heavy Truck Dealers and Repair
  • Public Livery Repair
  • Private Passenger Auto Repair Shops
  • Motorcycle Dealers and Repair
  • Auto Stereo and Alarm Installers
  • Auto Detailers
  • Trailer Dealers
  • Valet Parking
  • Impound Yards
  • Gas Stations w/Auto Repair and Convenience Stores
  • And many more
We offer coverage such as Garage Liability with limits up to $5,000,000 and Garagekeepers Coverage on a Legal Liability, Direct Primary and Direct Excess basis with limits also up to $5,000,000 per lot and $250,000 per vehicle. Century also can provide Dealer's Open Lot Coverage with limits up to $5,000,000 per lot and $250,000 per vehicle.


Additional Garage Coverages Available Include:
  • Uninsured and Underinsured Motorists Coverage
  • Personal Injury Protection
  • Hired Auto Coverage
  • Medical Payments: "Auto" and "Garage Locations & Operations"
  • Broad Form Products
  • False Pretense
  • Personal Injury Liability
  • Damage to Rented Premises
  • Broadened Coverage - Garages
  • Additional Insured and Waiver of Subrogation
  • Dealers Errors and Omissions: "Truth in Lending", "Federal Odometer", "Title" and "Insurance Agents"
  • Scheduled Auto Liability (available in AL, CA, IL, MN, MO, MS, NM, OH, SC, SD, TN, TX, WA & WY)
  • Drive Away Radius Extension up to Unlimited Radius
  • Package with Property and Include GL Exposures